Since the last post, much has been completed. The bank loan was approved but due to a new witnessing rule I had to re-sign my mortgage document which I was able to get it done in Melbourne when I was there for a short break end of last month.
However the frustration part was with my settlement agent, they are so incompetent and unknowledgeable and kept giving me wrong information. I had to re-do my land transfer documents 4 times..YES 4 times. It drove me nuts and I ended up scolding them and all they said were "We were merely passing the message". But the one doing the running about and spending money redoing the documents is ME!! I even complained to my bank and to my builder, it was all so head wrecking, stressful and a few times I feel like walking out from this deal. All these stress doesn't help my thyroid situation *arrghh*
Anyway my land transfer document is finally approved and I have a final settlement date which is 30th Sept but I still have to run to the bank to make sure the remaining settlement fee is transfer to the settlement agent to sort it out with the developer. Honestly I don't feel the settlement agent deserves the fee that I need to pay them but don't think there is anyway of running away from that.
I hope my next update will definitely be on the build process. It has been a long and tedious process in putting down the deposit for the land to finally settling it, the whole process had taken a long 11 months.